Principles of insurance

(adsbygoogle = window.adsbygoogle || []).push({}); Common law jurisdictions in former members of the British empire, including the United States, Canada, India, South ...

How permanent life insurance is different than term life insurance

(adsbygoogle = window.adsbygoogle || []).push({}); While premiums for permanent life insurance may be higher compared to a term life policy, you are paying for the opportunity ...

What is group life insurance?

Group life insurance is a type of life insurance in which a single contract covers an entire group of people. Typically, the policyowner is an employer or an entity such as a labor ...

What is a ‘Group Health Insurance Plan’

A group health insurance plan is an insurance plan that provides healthcare coverage to a select group of people. Group health insurance plans are one of the major benefits offered ...

Insurance vs assurance

The specific uses of the terms “insurance” and “assurance” are sometimes confused. In general, in jurisdictions where both terms are used, “insurance” ...

Universal life coverage

Universal life insurance (ULl) is a relatively new insurance product, intended to combine permanent insurance coverage with greater flexibility in premium payments, along with the potential ...

Liability coverages follow the car

The guy who borrowed your car may get the ticket and the driver’s license points, but it’s your insurance that will pay if he caused the accident. Mark LeMaster, general ...

Why insurance follows the car

If you let your best friend borrow your car and he speeds through a red light and crashes, whose car insurance policy pays for damage done to your car and others harmed in the accident? If ...

Life insurance

Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in ...
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