Common law jurisdictions in former members of the British empire, including the United States, Canada, India, South Africa, and Australia ultimately originate with the law of England ...

While premiums for permanent life insurance may be higher compared to a term life policy, you are paying for the opportunity to accumulate cash value and have a lifetime of coverage. When ...

Following are samples of the employee benefits that are offered across many organizations. Use this list of employee benefits in thinking creatively about your current employee benefits ...

Health insurance is one of the most desirable benefits you can offer employees. There are several basic options for setting up a plan: A traditional indemnity plan, or fee for service. ...

A group health insurance plan is an insurance plan that provides healthcare coverage to a select group of people. Group health insurance plans are one of the major benefits offered ...

The specific uses of the terms “insurance” and “assurance” are sometimes confused. In general, in jurisdictions where both terms are used, “insurance” ...

Universal life insurance (ULl) is a relatively new insurance product, intended to combine permanent insurance coverage with greater flexibility in premium payments, along with the potential ...

If you let your best friend borrow your car and he speeds through a red light and crashes, whose car insurance policy pays for damage done to your car and others harmed in the accident? ...